Short answer

Freshwater 20-gallon: $10-25/month. Freshwater 75-gallon planted: $30-60/month. Saltwater 30-gallon nano: $50-100/month. Saltwater 75-gallon mixed reef: $80-150/month. Saltwater 180-gallon SPS: $150-350/month. Costs include electricity, salt mix (saltwater), supplements, food, filter media, and fish/coral attrition.

In depth

Monthly aquarium costs are dramatically higher than most beginners expect. Equipment is one-time; operating cost is forever.

Cost breakdown by tank type

Cost lineFW 20galFW 75galSW 30gal nanoSW 75gal reef
Electricity$5-10$15-30$15-30$25-60
Food$3-8$10-20$10-20$15-30
Filter media$2-5$5-15$5-15$10-25
Salt mix--$10-25$20-50
Supplements / dosing--$10-25$15-40
Total monthly$10-25$30-60$50-100$80-150

Excluded: livestock attrition (replacement of dead fish/coral), one-time equipment failures, and any added inventory (new fish, new coral). Plan for $20-50/month additional in livestock spending if you're actively building the tank.

More questions

Aquarium-keeping fundamentals

Whatever specific topic brought you here, four fundamentals govern long-term aquarium success: water quality, parameter stability, biological filtration, and species-appropriate husbandry. Skip any one and the others struggle to compensate.

Water quality: ammonia + nitrite at zero, nitrate under 30 ppm freshwater + 10 ppm reef. Test weekly with API or Salifert kits. Use our water parameter checker to score your readings against your tank type.

Parameter stability: stable wrong parameters beat fluctuating ideal parameters. Most fish tolerate a wide pH range if it's stable. Sudden swings of 0.4+ pH or 5+°F kill fish faster than chronic suboptimal values. Use temperature controllers (Inkbird) + automated dosing for consistency.

Biological filtration: the bacterial colony on your filter media + rock + substrate is the engine. Never replace all media at once. Use our filter turnover calculator to size correctly.

Species-appropriate husbandry: research adult size, territoriality, diet, and tankmate compatibility before purchase. Use our tank stocking calculator + compatibility guides.

Frequently asked questions

How long does an aquarium take to set up? 4-6 weeks for full cycling + first stocking. Use our cycle ETA calculator + how long does cycling take.

What's the best aquarium for beginners? 20-gallon long. Big enough for parameter stability, small enough for budget + space. See beginner picks.

How often should I do water changes? 25-30% weekly. See water change frequency Q&A + water change calculator.

Why does my fish keep dying? 5 leading causes: uncycled tank, wrong species pairings, no quarantine, undersized tank, neglected water-change schedule. See full diagnosis.

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